FD / RD / Interest Calculator

Estimate FD, RD, simple and compound interest maturity in rupees.

How to use FD / RD / Interest Calculator

  1. Choose FD, RD, Simple interest or Compound interest.
  2. Enter the amount, interest rate and period in years and months.
  3. For FD and compound interest pick the compounding frequency (banks usually use quarterly).
  4. Read the maturity amount, interest earned and the amount in words.

Frequently Asked Questions

How is FD maturity calculated?

Maturity = Principal × (1 + r/n)^(n×t), where r is the yearly rate, n the compounding frequency and t the years.

How is RD calculated?

Each monthly deposit earns quarterly-compounded interest for the months it stays in the account, and all deposits are added up.

Why does my bank show a slightly different amount?

Banks may use different rounding, day counts or compounding. This is an estimate before tax/TDS.

Is the data stored?

No. All calculations run in your browser.